Chase Bank Fraud Claim Denied? Understanding Your Legal Options

Chase is one of the largest banks in the United States. Like all financial institutions, Chase is subject to the requirements of the Electronic Fund Transfer Act and Regulation E. If Chase denied your fraud dispute without following the proper procedures, you may have legal options.

(866) 885-8529

Common Issues in Chase Fraud Disputes

Consumers who contact us about Chase fraud claims frequently describe:

• Denial of an unauthorized transfer claim without what appears to be a reasonable investigation

• Failure to issue provisional credit within the timeframe required by Regulation E

• Reversal of provisional credit without adequate advance notice

• Receipt of a form denial letter without a meaningful written explanation

• Difficulty obtaining the documents and records Chase used in the investigation

If any of these occurred in your case, an attorney can review whether Chase complied with its obligations under federal law.

What Chase Is Required to Do Under Regulation E

As a financial institution subject to Regulation E, Chase must follow the law’s error-resolution procedures, including:

• Conducting a reasonable investigation of qualifying disputes

• Complying with Regulation E’s deadlines for investigations and provisional credit

• Providing a written explanation when a dispute is denied

• Making investigation records available to the consumer upon request

Departures from these requirements may form the basis for a legal claim regardless of the ultimate outcome of the fraud dispute.

Can You Sue Chase Bank?

If Chase violated the EFTA, you may be able to pursue a claim in federal court. New York consumers can file EFTA claims in the Southern District of New York (SDNY) or the Eastern District of New York (EDNY). Potential remedies include actual damages, statutory damages that may be available under federal law, and attorneys’ fees where authorized.

We Handle Chase EFTA Cases in New York

Tariq Law PC represents New York consumers in federal EFTA disputes, including claims against Chase and other major financial institutions.

Call (866) 885-8529 or contact us online to discuss your case. Contingency fee representation may be available.

Attorney advertising. Prior results do not guarantee similar outcomes.

Call now (866) 885-8529

AS SEEN ON...

Communication

Always on your side.

Integrity

Honesty at our core.

Excellence

Pursuing the highest standards.

Call To Schedule a Consultation

PHONE : (866) 885-8529

or

CLICK HERE to email the Firm

Tariq Law, PC. is located in the heart of New York City at 99 Park Avenue, footsteps from the iconic Grand Central Terminal in Midtown Manhattan. We serve clients primarily in New York, New Jersey, and in federal courts across the United States.

In order to evaluate your particular circumstances, please reach out to us to schedule an individual case review. Using this site or communicating with an attorney does not establish an attorney-client relationship, which can only be established in writing and signed by the lawyer and the client.

Prior results do not guarantee a similar outcome. This website is for informational purposes only.

Attorney Advertising.

tariq law PC

NYC's premier consumer protection law firm. We fight for justice in FCRA, FDCPA, identity theft, and debt defense cases with unmatched expertise and tenacity.