NYC Debt Collection Harassment Lawyer
Types of Debt Collection Harassment
A multitude of laws exist to strictly regulate the conduct of creditors and debt collectors. Tragically, these legal safeguards are often disregarded or even outright violated. It's not uncommon for creditors and collectors to resort to aggressive and abusive tactics in their pursuit of debts, hoping to intimidate debtors into submission. If you've endured harassment or maltreatment at the hands of a creditor or collector, it's imperative to seek the assistance of a New York City debt collection defense lawyer without delay.
At Tariq Law P.C., we focus on taking decisive legal action designed to shield you from harassment and potentially recover damages for the mental and emotional distress you've suffered. Among the protective statutes we rely upon is the Fair Debt Collection Practices Act (FDCPA), a federal law that serves as a bulwark against predatory collection practices. With our knowledge, experience, and unwavering commitment, we stand ready to advocate for your rights and provide the legal support you deserve in these trying times.
This law prohibits creditors and collectors from employing harassing tactics such as:
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Calling consumers at odd hours (before 8 am or after 9 pm)
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Calling a consumer's place of employment, even after the consumer has informed them that they may not call there
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Using any type of misrepresentation
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Threatening consumers with legal action if no such action is intended
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Threatening consumers with arrest
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Communicating with consumers even after a request has been received to cease communication, unless it is necessary to provide notification of a lawsuit or wage garnishment
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Calling consumers repeatedly with the intent to annoy, harass, or abuse
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Discussing a consumer's debt with a third party, such as an employer or family member
Protection Against Creditor Harassment
Tariq Law, P.C. provides aggressive debt collection defense services to individuals throughout New York City. Our legal team is prepared to defend you against collection harassment, as well as pursue compensation for the violation of your rights.