If you are being harassed or sued by Cavalry Portfolio Services or they have a judgment against you, waste no time and contact us immediately. Tariq Law defends you against lawsuits filed by Cavalry Portfolio Services and helps you protect your rights under the Fair Debt Collection Practices Act (FDCPA).

The FDCPA grants rights to consumers, safeguarding you against deceptive, misleading, and illicit practices. If Cavalry Portfolio Services is in violation of the FDCPA, the Fair Credit Reporting Act (FCRA), or any other applicable laws, we can sue them on your behalf.

If Cavalry is threatening you or has filed a lawsuit against you, you have rights as a consumer to protect yourself. The assistance of a consumer protection and debt collection defense lawyer will enable you to fight for your rights as Tariq Law works to guide you through the process.

Cavalry Portfolio Services, founded in 2002, is a debt collection agency that purchases and collects on credit card, payday loans, auto finance debt, and telecommunication debt. They are a leader in the acquisition and management of non-performing consumer loan portfolios, often representing major banks such as Chase and Bank of America. Cavalry purchases charged-off debt from credit card companies and banks at low rates and then seeks to recover the full amount, including any late and overdraft fees, attorneys' fees, and interest.

Cavalry Portfolio Services is accredited by the Better Business Bureau (BBB) and holds an A+ rating. However, as of December 28, 2023, they have received 347 complaints in the last three years, with 195 complaints closed in the last 12 months. The Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database has 3,450 entries for "CAVALRY INVESTMENTS, LLC," with 2,885 of these complaints related to debt collection. Some of the complaints to the CFPB are regarding:

- Attempts to collect a debt not owed

- Written notification about a debt

- The company took or threatened to take negative or legal action

- The company filed incorrect information on the consumer’s credit report

- Communication tactics

- False statements or representation

Cavalry is notorious for deceptive and misleading tactics.

In 2020, Cavalry Portfolio Services was hit with a class-action lawsuit for breaching the Telephone Consumer Protection Act (TCPA). They settled the lawsuit for more than $24 million. Cavalry was accused of contacting customers without their permission, which the TCPA specifically forbids.

Consumers have filed numerous class-action lawsuits against Cavalry Portfolio Services, alleging that the company misrepresented consumers' rights to dispute purported debts, misstated the amount owed, failed to identify the plaintiffs' creditors in collection letters, omitted important information from debt collection letters, set fictitious deadlines for consumers to accept settlement offers, threatened consumers, and attempted to collect debts without valid licenses to do so in certain states.

The firm has also been accused of failing to disclose to consumers that the company was not allowed to sue them because the debts were time-barred. In a 2017 lawsuit filed in Florida, Young v. Northland Group LLC et al., the plaintiff alleged that Cavalry Portfolio Services deliberately failed to note that the debt was time-barred and that the creditor, by law, could not sue to recover the debt.

If you believe Cavalry Portfolio Services has violated your rights under the FDCPA, FCRA, TCPA, or any other applicable laws, reach out to us at [email protected]. Tariq Law helps protect consumers from deceptive, misleading, and illegal collection activities, and defends them against debt collection lawsuits brought by Cavalry Portfolio Services.

Address:

Cavalry Portfolio Services

500 Summit Lake Drive, Suite 400

Valhalla, NY 10595