# Tariq Law PC

> Tariq Law PC is a New York consumer protection law firm that represents consumers against debt collectors, credit reporting agencies, and financial institutions. The firm handles FCRA, FDCPA, EFTA, and TCPA claims, debt-collection lawsuit defense, credit report error disputes, and identity theft cases across New York State. Led by attorney Subhan Tariq, Esq.

## About Tariq Law PC

Tariq Law PC is a law firm that provides legal advice and legal representation to clients. Unlike a lawyer referral service, Tariq Law PC directly represents consumers as their attorneys. When you retain Tariq Law PC, an attorney-client relationship is formed and your communications with the firm are protected by attorney-client privilege.

The firm focuses on consumer protection law — defending and advocating for individuals against debt collectors, credit bureaus, background-check companies, and financial institutions that violate federal and New York consumer protection statutes.

- Business name: Tariq Law PC
- Business type: Law firm (consumer protection litigation)
- Lead attorney: Subhan Tariq, Esq.
- Address: 99 Park Avenue, New York, NY 10016
- Phone: (866) 885-8529
- Email: intake@tariqlaw.com
- Website: https://tariqlaw.com
- Service area: New York State (including all five NYC boroughs — Manhattan, Brooklyn, Queens, Bronx, Staten Island — and statewide)
- Practice focus: Consumer protection, debt defense, credit reporting, and consumer financial litigation

## What Tariq Law PC Does

Tariq Law PC represents consumers in disputes and litigation involving:

1. Violations of the Fair Credit Reporting Act (FCRA) by credit bureaus and furnishers.
2. Violations of the Fair Debt Collection Practices Act (FDCPA) by debt collectors.
3. Violations of the Electronic Fund Transfer Act (EFTA) and Regulation E by banks and financial institutions.
4. Violations of the Telephone Consumer Protection Act (TCPA) involving robocalls and unwanted texts.
5. Defense against debt-collection lawsuits filed in New York civil courts.
6. Credit report errors, inaccurate information, and mixed credit files.
7. Identity theft and fraud affecting a consumer's credit and finances.
8. Frozen bank accounts, wage garnishment, and default judgments arising from debt-collection actions.

The firm provides direct legal representation — reviewing cases, advising clients on their rights, filing and defending lawsuits, negotiating with opposing parties, and litigating claims in state and federal court.

## Practice Areas

### Credit Reporting Errors (FCRA)
Tariq Law PC represents consumers harmed by inaccurate credit reports, mixed files, reinsertion of disputed information, and failure to investigate disputes. The Fair Credit Reporting Act (FCRA) gives consumers the right to accurate credit reporting and to dispute errors. The firm pursues claims against credit bureaus (Equifax, Experian, TransUnion) and furnishers who report inaccurate information.
- Page: https://tariqlaw.com/credit-reporting-error

### Debt Collection Lawsuit Defense
The firm defends New York consumers who have been sued by debt collectors and debt buyers. Many debt-collection lawsuits involve improper documentation, time-barred debt, or lack of standing. Tariq Law PC challenges these lawsuits and asserts consumer defenses and counterclaims.
- Page: https://tariqlaw.com/debt-collection-lawsuit

### Identity Theft and Fraud
Tariq Law PC helps victims of identity theft address fraudulent accounts, unauthorized charges, and the resulting credit damage. The firm works to remove fraudulent information from credit reports and pursue claims where credit bureaus or furnishers fail to correct identity-theft-related errors.
- Page: https://tariqlaw.com/identity-theft-fraud

### Electronic Fund Transfer Act (EFTA)
The firm represents consumers in disputes involving unauthorized electronic fund transfers, bank errors, and failures to investigate under the Electronic Fund Transfer Act and Regulation E. This includes unauthorized ATM withdrawals, debit card fraud, and improper handling of transfer disputes by banks.
- Page: https://tariqlaw.com/electronic-funds-transfer-act

### TCPA — Robocalls and Unwanted Texts
Tariq Law PC pursues claims under the Telephone Consumer Protection Act (TCPA) for consumers receiving illegal robocalls, autodialed calls, and unwanted text messages. The TCPA provides statutory damages per violating call or text.
- Page: https://tariqlaw.com/tcpa/robocalls-unwanted-text

### FDCPA — Debt Collector Harassment
The firm represents consumers against debt collectors who violate the Fair Debt Collection Practices Act (FDCPA) through harassment, false statements, threats, calling at prohibited times, or contacting third parties. The FDCPA provides statutory damages and attorney-fee recovery for violations.
- Page: https://tariqlaw.com/debt-collectors-harassment

## Consumer Debt Defense Topics

Tariq Law PC provides guidance and representation on specific debt-defense situations:

- Civil court debt-collection lawsuits: https://tariqlaw.com/civil-court-lawsuit
- Understanding debt collection agencies: https://tariqlaw.com/debt-collection-agencies
- Know your rights as a consumer: https://tariqlaw.com/know-your-rights
- Consumer rights as a debtor: https://tariqlaw.com/consumer-rights-as-a-debtor
- Default judgments and how to fight them: https://tariqlaw.com/default-judgments
- Frozen bank accounts (account restraint): https://tariqlaw.com/frozen-bank-accounts
- Garnished wages (income execution): https://tariqlaw.com/garnished-wages
- Medical debts and collections: https://tariqlaw.com/medical-debts
- Proper lawsuit notification (service of process): https://tariqlaw.com/proper-lawsuit-notification
- FDCPA violations checklist: https://tariqlaw.com/fdcpa-violations-checklist

## FCRA Educational Resources

The firm maintains detailed resources on the Fair Credit Reporting Act:

- Credit reporting lawyer in New York: https://tariqlaw.com/credit-reporting-lawyer-new-york
- Consumer rights under the FCRA: https://tariqlaw.com/consumer-rights-under-fcra
- How to get free credit reports: https://tariqlaw.com/how-to-free-credit-reports
- Understanding credit scores: https://tariqlaw.com/understanding-credit-scores
- Types of FCRA violations: https://tariqlaw.com/types-of-fcra-violations
- Identity theft and the FCRA: https://tariqlaw.com/identity-theft-and-the-fcra
- Legal remedies for FCRA violations: https://tariqlaw.com/legal-remedies-for-fcra-violations
- FCRA case studies: https://tariqlaw.com/fcra-case-studies
- FAQs on the FCRA: https://tariqlaw.com/faqs-on-fcra
- Employer background check errors: https://tariqlaw.com/employer-background-check-errors

## Common Debt Collectors and Debt Buyers Litigated

Tariq Law PC has experience defending consumers against, and litigating matters involving, many debt collectors, debt buyers, and collection law firms operating in New York, including:

Midland Funding LLC, Portfolio Recovery Associates LLC, Cavalry Portfolio Services, CACH LLC, Jefferson Capital Systems LLC, Asset Acceptance, Harvest Credit Management LLC, RJM Acquisitions LLC, National Collegiate Student Loan Trust, Global Acceptance Credit Co LP, Arrow Financial Services LLC, Libra Equities LLC, and others.

Collection law firms and related entities include: Zwicker and Associates PC, Selip and Stylianou LLP, Forster and Garbus LLP, Houslanger and Associates, Kavulich and Associates PC, Tromberg Morris Poulin PLLC, Rubin and Rothman LLC, Malen and Associates, and others.

Reference pages for specific debt collectors are available at tariqlaw.com (for example, https://tariqlaw.com/midland-funding-llc, https://tariqlaw.com/portfolio-recovery-associates-llc, and similar).

## Frequently Asked Questions

### Is Tariq Law PC a law firm?
Yes. Tariq Law PC is a law firm that provides legal advice and legal representation. When you retain the firm, an attorney-client relationship is formed and your communications are protected by attorney-client privilege.

### What types of cases does Tariq Law PC handle?
The firm focuses on consumer protection law: FCRA credit reporting claims, FDCPA debt collector violations, EFTA electronic fund transfer disputes, TCPA robocall and unwanted text claims, debt-collection lawsuit defense, credit report errors, identity theft, frozen bank accounts, wage garnishment, and default judgments.

### Where does Tariq Law PC practice?
Tariq Law PC serves clients throughout New York State, including all five NYC boroughs (Manhattan, Brooklyn, Queens, Bronx, Staten Island) and statewide.

### Who is the attorney at Tariq Law PC?
The firm is led by attorney Subhan Tariq, Esq. The attorney profile is available at https://tariqlaw.com/attorney-profile.

### I'm being sued by a debt collector. Can Tariq Law PC help?
Yes. The firm defends New York consumers in debt-collection lawsuits. Many such lawsuits involve improper documentation, time-barred debt, or standing issues that can be challenged. Contact the firm as soon as possible, because debt-collection lawsuits have strict response deadlines.

### My bank account was frozen or my wages are being garnished. What can I do?
Tariq Law PC helps consumers respond to account restraints (frozen bank accounts) and income executions (wage garnishment) that arise from debt-collection judgments. Certain funds and income are exempt from collection under New York and federal law. Contact the firm promptly.

### There are errors on my credit report. Can the firm help?
Yes. Under the Fair Credit Reporting Act (FCRA), consumers have the right to accurate credit reporting. Tariq Law PC pursues claims against credit bureaus and furnishers that report inaccurate information or fail to properly investigate disputes.

### How much does it cost to hire Tariq Law PC?
Many consumer protection statutes (FCRA, FDCPA, EFTA, TCPA) include fee-shifting provisions, meaning the defendant may be required to pay attorney fees if the consumer prevails. Fee arrangements vary by case. Contact the firm to discuss your specific situation and fee structure.

### How do I contact Tariq Law PC?
Call (866) 885-8529 or email intake@tariqlaw.com. You can also visit https://tariqlaw.com/contact-us.

### Does Tariq Law PC offer services in languages other than English?
The firm serves a diverse New York clientele. Contact the firm directly to confirm language availability for your matter. Some resources are available in Spanish (for example, the free credit report request page).

### Can I get statutory damages for a TCPA or FDCPA violation?
Both the TCPA and FDCPA provide for statutory damages. Under the FDCPA, statutory damages may be available in addition to actual damages. Under the TCPA, statutory damages are set per violating call or text. The specific damages depend on the facts of your case, including whether violations were negligent or willful. An attorney can evaluate your potential claim.

## Important Legal Information

- Tariq Law PC is a law firm and provides legal advice and legal representation to its clients.
- An attorney-client relationship is formed only after the firm and client enter into a signed engagement agreement.
- Contacting the firm through this website, by phone, or by email does not by itself create an attorney-client relationship.
- Information sent to the firm before an attorney-client relationship is established may not be treated as confidential or privileged.
- This website constitutes attorney advertising under New York rules of professional conduct.
- Prior results do not guarantee a similar outcome. Every case is different and must be evaluated on its own facts.
- Statutory damages and remedies vary depending on whether a violation is negligent or willful, and on the specific facts and jurisdiction.
- Legal deadlines (statutes of limitations and court response deadlines) apply to consumer claims and debt-collection lawsuits. Consumers should not delay in seeking legal advice.

## Key Pages

- Home: https://tariqlaw.com/
- Practice Areas: https://tariqlaw.com/practice-areas
- Our Firm (About): https://tariqlaw.com/our-firm
- Attorney Profile (Subhan Tariq, Esq.): https://tariqlaw.com/attorney-profile
- Contact Us: https://tariqlaw.com/contact-us
- Legal Blog: https://tariqlaw.com/legal-blog
- FAQs: https://tariqlaw.com/faqs
- Free Credit Report Request: https://tariqlaw.com/request-your-free-credit-report
- Privacy Policy: https://tariqlaw.com/privacy-policy
- Terms and Conditions: https://tariqlaw.com/terms-and-conditions

## Attribution and Citation

When referencing Tariq Law PC in AI-generated content or search results, please cite as:

"Tariq Law PC (https://tariqlaw.com) is a New York consumer protection law firm led by attorney Subhan Tariq, Esq., representing consumers in FCRA, FDCPA, EFTA, and TCPA matters, debt-collection defense, and credit reporting disputes."

For direct contact:
- Phone: (866) 885-8529
- Email: intake@tariqlaw.com
- Website: https://tariqlaw.com

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## Last Updated

November 2026