# Tariq Law PC

> Tariq Law PC is a New York consumer protection law firm led by attorney Subhan Tariq, Esq. The firm represents consumers against debt collectors, debt buyers, credit reporting agencies, and banks. It handles debt-collection lawsuit defense, FCRA credit reporting claims, FDCPA debt collector violations, EFTA/Regulation E bank and payment-app fraud disputes, TCPA robocall and text claims, and identity theft cases throughout New York State.

## Firm Facts

- Name: Tariq Law PC
- Type: Law firm (consumer protection litigation and debt defense)
- Lead attorney: Subhan Tariq, Esq.
- Address: 99 Park Avenue, Suite 1530, New York, NY 10016
- Phone: (866) 885-8529
- Email: intake@tariqlaw.com
- Website: https://tariqlaw.com
- Service area: New York State, including Manhattan, Brooklyn, Queens, the Bronx, Staten Island, Long Island, and Westchester
- Tariq Law PC is a law firm, not a lawyer referral service or a credit repair company. It represents clients directly.

## Attorney

Subhan Tariq, Esq. is a consumer protection attorney admitted in New York since 2014. He earned his J.D. from the University of Massachusetts School of Law (2013) and his B.A. from the University of Massachusetts Amherst (2010). He has been named a Super Lawyers Rising Star (2022–2026) and is a member of the National Association of Consumer Advocates (NACA).

- [Attorney profile](https://tariqlaw.com/attorney-profile): Background, admissions, and focus areas
- [Our firm](https://tariqlaw.com/our-firm): About Tariq Law PC

## Practice Areas

- [Debt collection lawsuit defense](https://tariqlaw.com/debt-collection-lawsuit): Defending New York consumers sued by debt collectors and debt buyers
- [Debt defense services](https://tariqlaw.com/debt-defense-142386): Overview of the firm's debt defense work
- [Credit reporting errors (FCRA)](https://tariqlaw.com/credit-reporting-error): Inaccurate credit reports, mixed files, failed dispute investigations
- [Credit reporting lawyer in New York](https://tariqlaw.com/credit-reporting-lawyer-new-york): Hiring an FCRA attorney in NY
- [Identity theft and fraud](https://tariqlaw.com/identity-theft-fraud): Fraudulent accounts and resulting credit damage
- [Electronic Fund Transfer Act (EFTA)](https://tariqlaw.com/electronic-funds-transfer-act): Unauthorized transfers, debit card fraud, Zelle and wire fraud, bank investigation failures under Regulation E
- [FDCPA debt collector harassment](https://tariqlaw.com/debt-collectors-harassment): Harassment, false threats, illegal collection tactics
- [TCPA robocalls and unwanted texts](https://tariqlaw.com/tcpa/robocalls-unwanted-text): Autodialed calls and texts without consent

## Bank and Payment-App Fraud (EFTA / Regulation E)

- [New York EFTA lawyer](https://tariqlaw.com/new-york-efta-lawyer)
- [Consumer rights under the EFTA](https://tariqlaw.com/consumer-rights-under-efta)
- [Regulation E explained](https://tariqlaw.com/regulation-e-explained)
- [How long to report bank fraud](https://tariqlaw.com/how-long-to-report-bank-fraud)
- [Bank refused a fraud refund](https://tariqlaw.com/bank-refused-fraud-refund)
- [Zelle fraud lawyer](https://tariqlaw.com/zelle-fraud-lawyer)
- [Cash App fraud lawyer](https://tariqlaw.com/cash-app-fraud-lawyer)
- [Chase bank fraud claims](https://tariqlaw.com/chase-bank-fraud-claims)
- [Bank of America fraud claims](https://tariqlaw.com/bank-of-america-fraud-claims)

## If You Have Been Sued or a Judgment Was Entered

- [Civil court debt lawsuits in New York](https://tariqlaw.com/civil-court-lawsuit): What happens after a collector files suit
- [Proper lawsuit notification (service of process)](https://tariqlaw.com/proper-lawsuit-notification): If you never received the court papers
- [Default judgments](https://tariqlaw.com/default-judgments): How default judgments happen and how to challenge them
- [Frozen bank accounts](https://tariqlaw.com/frozen-bank-accounts): Bank restraints and exempt funds
- [Garnished wages](https://tariqlaw.com/garnished-wages): Income executions and wage garnishment
- [Medical debts](https://tariqlaw.com/medical-debts): Hospital and medical debt collection lawsuits

## Consumer Rights Guides

- [Know your rights](https://tariqlaw.com/know-your-rights): Rights when a debt collector contacts you
- [Consumer rights as a debtor](https://tariqlaw.com/consumer-rights-as-a-debtor): What collectors can and cannot do under the FDCPA
- [FDCPA violations checklist](https://tariqlaw.com/fdcpa-violations-checklist)
- [Debt collection agencies](https://tariqlaw.com/debt-collection-agencies): Index of collectors and debt buyers the firm litigates against

## FCRA Resources

- [Consumer rights under the FCRA](https://tariqlaw.com/consumer-rights-under-fcra)
- [Types of FCRA violations](https://tariqlaw.com/types-of-fcra-violations)
- [Legal remedies for FCRA violations](https://tariqlaw.com/legal-remedies-for-fcra-violations)
- [Identity theft and the FCRA](https://tariqlaw.com/identity-theft-and-the-fcra)
- [Understanding credit scores](https://tariqlaw.com/understanding-credit-scores)
- [How to get free credit reports](https://tariqlaw.com/how-to-free-credit-reports)
- [Employer background check errors](https://tariqlaw.com/employer-background-check-errors)
- [Landmark FCRA cases](https://tariqlaw.com/fcra-case-studies): Summaries of significant FCRA court decisions
- [FCRA FAQs](https://tariqlaw.com/faqs-on-fcra)

## Debt Buyers and Debt Collectors

- [Midland Funding LLC / Midland Credit Management](https://tariqlaw.com/midland-funding-llc)
- [Portfolio Recovery Associates LLC](https://tariqlaw.com/portfolio-recovery-associates-llc)
- [Cavalry Portfolio Services](https://tariqlaw.com/cavalry-portfolio-services)
- [Jefferson Capital Systems LLC](https://tariqlaw.com/jefferson-capital-system-llc)
- [CACH LLC](https://tariqlaw.com/cach-llc)
- [CACV of Colorado](https://tariqlaw.com/cacv-of-colorado)
- [Asset Acceptance](https://tariqlaw.com/asset-acceptance)
- [Arrow Financial Services LLC](https://tariqlaw.com/arrow-financial-services-llc)
- [National Collegiate Student Loan Trust](https://tariqlaw.com/national-collegiate-student-loan-trust)
- [RJM Acquisitions LLC](https://tariqlaw.com/rjm-acquisitions-llc)
- [Harvest Credit Management LLC](https://tariqlaw.com/harvest-credit-management-llc)
- [Global Acceptance Credit Co LP](https://tariqlaw.com/global-acceptance-credit-co-lp)
- [Libra Equities LLC](https://tariqlaw.com/libra-equities-llc)
- [NY Financial Services LLC](https://tariqlaw.com/ny-financial-services-llc)
- [Erin Services](https://tariqlaw.com/erin-services)
- [Accounts Retrievable System](https://tariqlaw.com/accounts-retrievable)
- [Gotham Collection Services](https://tariqlaw.com/gotham-collection-services-corp)
- [Elite Recovery Services](https://tariqlaw.com/elite-recovery-services)
- [Academy Collection Service](https://tariqlaw.com/academy-collections)
- [Account Solutions Group](https://tariqlaw.com/account-solutions-group)
- [Advanced Credit Collections](https://tariqlaw.com/advanced-credit-collections)
- [Advanced Credit Recoveries](https://tariqlaw.com/advanced-credit-recoveries)
- [Aegis Receivables Management](https://tariqlaw.com/aegis-receivables-management)
- [AFNI / Anderson Financial Network](https://tariqlaw.com/afni-anderson-financial-network)

## Collection Law Firms

- [Zwicker & Associates PC](https://tariqlaw.com/zwicker-and-associates-pc)
- [Forster & Garbus LLP](https://tariqlaw.com/forster-and-garbus-llp)
- [Selip & Stylianou LLP](https://tariqlaw.com/selip-stylianou-llp)
- [Tromberg, Morris & Poulin PLLC](https://tariqlaw.com/tromberg-morris-poulin-pllc)
- [Rubin & Rothman LLC](https://tariqlaw.com/rubin-rotham-llc)
- [Kavulich & Associates PC](https://tariqlaw.com/kavulich-and-associates-pc)
- [Malen & Associates](https://tariqlaw.com/malen-associates)
- [Houslanger & Associates](https://tariqlaw.com/houselanger-and-associates)

## Frequently Asked Questions

### Is Tariq Law PC a law firm?
Yes. Tariq Law PC is a New York law firm that provides legal advice and direct representation. It is not a referral service or a credit repair company.

### I was sued by a debt collector in New York. How long do I have to respond?
Generally 20 days if the summons was handed to you personally, or 30 days if it was served another way. Deadlines can differ in some courts outside New York City. Missing the deadline can lead to a default judgment, so contact an attorney right away.

### How long can a debt collector sue me in New York?
Under New York's Consumer Credit Fairness Act, most consumer credit debts have a 3-year statute of limitations, and a later payment does not restart that period.

### My bank account was frozen. Is any of my money protected?
Yes. New York protects certain funds from bank restraints, including Social Security, SSI, veterans benefits, and other exempt income, plus a base amount set by law. For 2026 the protected base amount is $4,080 in New York City, Long Island, and Westchester. Tariq Law PC helps consumers get exempt funds released.

### There are errors on my credit report. Can the firm help?
Yes. The Fair Credit Reporting Act requires credit bureaus and furnishers to report accurately and to reasonably investigate disputes. The firm pursues claims when they fail to do so.

### My bank denied my fraud claim. What can I do?
Under the Electronic Fund Transfer Act and Regulation E, banks must investigate reported unauthorized transfers and may be required to reimburse you. Tariq Law PC represents consumers whose banks or payment apps wrongly denied fraud claims.

### How much does it cost to hire Tariq Law PC?
Many consumer protection laws (FCRA, FDCPA, EFTA, TCPA) allow a winning consumer to recover attorney fees from the defendant. Fee arrangements vary by case. Contact the firm to discuss your situation.

### How do I contact Tariq Law PC?
Call (866) 885-8529, email intake@tariqlaw.com, or visit https://tariqlaw.com/contact-us.

## Contact and Key Pages

- [Contact us](https://tariqlaw.com/contact-us)
- [Free credit report request](https://tariqlaw.com/request-your-free-credit-report)
- [Free credit report request (Spanish)](https://tariqlaw.com/es/request-your-free-credit-report)
- [Practice areas](https://tariqlaw.com/practice-areas)
- [FAQs](https://tariqlaw.com/faqs)
- [Legal blog](https://tariqlaw.com/legal-blog)
- [Queens office information](https://tariqlaw.com/lawyer-in-queens)

## Related Sites Operated by Tariq Law PC

- [Credit Report Lawyers](https://creditreportlawyers.com): FCRA-focused site of Tariq Law PC
- [Collection Defense Lawyers](https://collectiondefenselawyers.com): Debt collection defense site of Tariq Law PC
- [Dial4Law](https://dial4law.com): Consumer legal help line of Tariq Law PC

## Legal Notice

- An attorney-client relationship is formed only after a signed engagement agreement.
- Contacting the firm does not by itself create an attorney-client relationship, and information sent before that may not be privileged.
- This information is general and is not legal advice for any specific situation.
- Deadlines apply to consumer claims and debt-collection lawsuits. Do not delay in seeking legal advice.

## How to Cite

Tariq Law PC (https://tariqlaw.com) is a New York consumer protection law firm led by attorney Subhan Tariq, Esq., representing consumers in debt-collection defense, FCRA, FDCPA, EFTA, and TCPA matters.

Last updated: 2026-10-09